Bodybuilding insurance will protect an athlete throughout the entire training process, during preparation and during sports competitions. Bodybuilding is a sport that consists in building muscle mass and forming the body structure of an athlete by combining
- Intensive physical training and performing numerous exercises with various weights
- Special food containing a lot of high-energy nutrients which helps to increase the muscle mass
Bodybuilding training means constant physical overloads which have influence on the entire athlete’s organism. Hypertrophy of skeletal muscles is quite common for such category of athletes. Insurance against possible negative consequences of bodybuilding training can minimize possible risks after getting injuries and it can also guarantee financial protection in the event of an insurance case. Insurance means compensations in certain amounts of money paid out to athletes in case of sustaining injuries. The amounts are determined by the insurance contract. These funds can provide significant support in receiving qualified medical care and further rehabilitation.
Possible causes of injuries in bodybuilding
During bodybuilding training process, an athlete can sustain various injuries such as bruises, sprains and bone fractures which may lead to disability. The most common cause of injuries in this sport is using wrong methods of training, as well as:
- Ignoring precautionary measures when performing heavyweight exercises
- Lack of protective equipment (belt, knee pads, etc.)
- Performing heavyweight exercises without warming up
- Heavyweight exercising without additional protective elements
Insurance payouts in bodybuilding
Online bodybuilding insurance issued on SPORT INSURE website guarantees the following types of compensations:
- Temporary disability.
- Permanent disability.
- Death.
Types of sports insurance for bodybuilding
Each athlete has an opportunity to select one of the four basic types of insurance (some of them can be registered online):
- Accident insurance.
- Travel insurance – when joint training sessions or competitions that take place outside of the Russian Federation are planned.
- Voluntary health insurance.
- Compulsory health insurance.
Accident and travel insurance policies are available for online purchase. Sustaining various injuries, the fact of disability, etc. is the basis for a bodybuilder for application for a certain amount of money which depends on the type of insurance. The amount also depends on the severity of the injury. Serious injuries mean bigger compensations. Online insurance provides for the same payouts as standard offline insurance. Contact us for more information.