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Each insurance company makes its own list of necessary papers. But it is not so long: parents’ or tutors’ ID; birth certificate or passport of the person who has to be insured. The price of children’s’ ballroom dance insurance policy depends on several factors:
- Age;
- Kind of sports;
- Type of the policy;
- Insurance period, etc.
The average price of an annual accident insurance policy for dancers is around 900 rub per year. The detailed prices can be calculated online on the SPORT.INSURE website. Here you can find a lot of other information that may be useful for you. You can learn where you can purchase a children’s sport insurance policy for ballroom dance (dance sport). You can also find out how the policies work, and their types.
How do sport insurance policies for ballroom dance work?
Not every coach knows how the sport insurance policies for ballroom dance (dance sport) work. Everyone can face an accident during training process or at competitions. The insurance policies operate according to several key principles: the payoffs are being provided only in case of injuries picked up at classes in dance sport clubs or at competitions.
The insurance payoffs
The payments are made as a percentage of the contracted amount. For example, if you have a valid accident insurance policy and pick up an injury that causes your disability, the amount paid will be of 60%-90% of the total amount in the contract. Other injuries provide payoffs of 1% to 100%, depending on severity of the injury. 100% of the amount is paid only in case of death. The type of the policy also affects the list of defrayed expenses.
Defrayal of the sport insurance policies
The sport insurance policies for ballroom dance defray the following:
- The costs of medicines;
- The costs of restoring the athlete’s health;
- The costs of professional rehabilitation;
- The costs of medical care;
- Compensation for temporary disability.
The prices can be calculated on SPORT.INSURE website. Here you can get the most complete picture of sport insurance services.