Many people don’t know that every athlete involved in arm sport must get an insurance policy. Both Russian and international laws require sport insurance policies from every athlete who takes part in:
- Trainings and training camps;
- Shows;
- Competitions of local, republican, federal or international level.
Every client who signs the contract gets a guarantee of receiving the insurance payoffs in several cases. These may be injuries, accidents and occupational diseases. In case of athlete’s death, his immediate family applies for the payoffs. Arm wrestling is not considered to be one of the most traumatic sports but tensions and other injuries are not rare.
The pricing of the sport insurance policies for arm sport
Several significant factors affect the price:
- The indicated insurance cases;
- Total amount paid by the client;
- Insurance period (from several days up to 1 year);
- For travelling abroad a special policy is needed;
- The number of insured persons. The policy will cost less for group of athletes.
It is indicated in the contract what percentage of the total amount the insured person receives in different situations. The maximal payoffs are being calculated individually and are provided in the following situations:
- Sport injuries that cause permanent disability;
- Occupational diseases that lead to disability;
- Death.
In case of accidents, the possible consequences and the terms of recovery are being estimated. The necessity of inpatient treatment, medicines and hospitalization is determined by the conclusion of medical experts. The insurance policy defrays these expenses. The SPORT.INSURE employees will offer you the most suitable options. Almost all the procedures are done via the Internet and you don’t need to visit any offices.