Kart racing is one of the types of ring racing. Many Formula One pilots, including the Schumacher brothers, started their sports careers in this discipline. Many people underestimate the level of complexity and danger in this sport. After all, even children’s kart racing means speed from 40 up to 100 km / h. In "Superkart" racing the speed may reach 260 km / h. Any mistake can be fatal or lead to athlete’s disability. That’s why everyone who is involved in kart racing should be covered with sports insurance. Kart racing sports insurance is a guarantee of receiving professional medical care and a necessary requirement for access to training sessions and tournaments.
Traumatism and the causes of injuries in kart racing
Several factors lead to accidents on the track. These factors are aggressive style of driving, rivals’ errors leading to a collision, miscalculations of the trajectory when a pilot cannot make the turn properly. There are problems concerning the kart’s body and poor quality of the road surface.
A collision at full speed with another karts or security guards leads at least to numerous bruises and most likely a concussion. Helmet and equipment don’t provide complete protection. Broken arms and legs are not uncommon. At a speed of over 75 km / h such an accident leads to serious injuries of the internal organs and spine.
Driving in such conditions often results in chronic diseases of the musculoskeletal system, many of which lead to long-term disability.
Registration of the insurance policies for kart racing
SPORT.INSURE offers you to purchase sports insurance for kart racing training sessions and tournaments, skipping most bureaucratic procedures. Insurance certificates can be issued for the selected period (from 1 day up to 1 year). Both single and group insuring is possible. You can apply for insurance that will be valid only during certain sports competitions.
Most citizens of our country have compulsory health insurance policies but such insurance doesn’t provide the necessary coverage. We are ready offer the following:
Basic types of kart racing insurance
- Voluntary health insurance;
- Travel insurance (valid in foreign countries only);
- Accident insurance
The price of an insurance policy depends on the insurance amount contracted, the insurance period and the age of the insured athlete. In case of disability, the amount of monetary compensation is being determined in accordance with the table of payments. In most cases the percentage is 60 - 90% of the sum insured. If the insured person dies, his family receives money compensation in full (100%).