If you are interested in online horse racing insurance, you can order a policy through the SPORT.INSURE service. We specialize in insuring athletes.
Accident insurance for horse racing
There is a strict requirement in Russia that insurance policies must be issued by licensed organizations. Insurance is necessary for admission to training process. There are no exceptions and the rule is common for all sports organizations, schools and clubs.
Registration of an insurance policy means that a customer has the right to receive monetary compensation:
- In case of injuries sustained during training sessions or at competitions;
- In case of disability resulted by an accident during training sessions or at competitions;
- In case of death of an athlete as a result of an accident during training sessions or at competitions.
Horse racing insurance is meant to defray the client’s expenses in case of injuries which result in temporary or permanent disability of an athlete. The amount of payouts depends on the severity of sustained physical injuries. Medical examination of the insured person determines how serious the injury is, what type of treatment is needed and if surgery is required.
The most common injuries in horse racing
Horse racing is not the most traumatic sport, according to statistics. Contrary to the popular opinion that the most frequent cause of injuries in horse racing is associated with falling, the statistics shows different results.
- Jockeys often get injured while caring for horses.
- Another frequent cause of injuries sustained by jockeys is falling at high speed. When galloping, the horse speeds up to 18 km / h. If jockey falls from the saddle the injuries can be compared to physical damage caused by falling from height of 3 m at a speed of 60 km / h.
- Injuries in horse racing depend on the type of sport. Upper limbs, head and neck injuries is common for cross-country. In other situations back, chest and spine are more prone to injuries.
- Bone fracture is the most common type of injuries.
Insurance payouts
Horse racing insurance provides three types of payouts to the injured athletes. The first case is temporary disability. The amount is affected by the severity of injuries and the expected terms of rehabilitation. The second case is permanent disability. If an athlete dies during training a session or at a competition then his or her family receives 100% of the insured amount.
If you have any questions, our employees are ready to consult you. We suggest you to purchase an online insurance policy. Usually, the registration of an insurance policy at insurance companies’ offices takes rather long. The online procedure will take no longer than 7 minutes.