Taking into account the high risk of injuries in boxing, the boxing federations demand all the boxers to be insured against accidents (sport insurance policies).
The sport insurance policies for boxing give not only the access to trainings and competitions, but also guarantee money compensations in case of injuries or accidents.
Why is it so important to insure boxers against injuries and accidents?
So, what organs and body parts suffer most of all? It is not hard to guess – nose, brain and nose. If you don’t take knockdowns into account, every missed punch can cause a micro concussion or even more serious injury. Regular punches to the head damage the nose (the nasal septum is being broken, more serious injuries are possible). Such injuries require necessary treatment because they cumber normal breathing.
Jaws and eyes are also seriously affected. The most common eye injury is retinal detachment. Taking into account the specifics of boxing, the face and the jaw are the first targets of attack for the opponent. That’s why the fractures are regarded as a routine.
Boxers’ legs and hands, fingers especially suffer much as well. Joints are being damaged due to regular intensive trainings. Constant movement in the ring leads to overload of the musculoskeletal system. This may cause different muscle injuries and ligament ruptures.
What insurance period for boxers is required?
The yearly sport insurance policies defray the expenses during competitions and training sessions within 12 months. Such accident insurance policies for boxers is also their access to tournaments and other boxing events.
Insuring the boxers for the period of certain competitions covers the period of the event only. This type of insurance contract means that the calculation of the price of such policies is being made according to the duration of the event.
How the compensations are being paid in boxing
The insurance payoffs are being made in the following order:
- Temporary disability caused by an injury;
- The amount is being paid according to the table of the insurance payments (you can contact our employees for details);
- in case of permanent disability, the boxer may apply for a part of the insured amount according to the Insurance Rules.
You can purchase a sport insurance policy online on the Sport.Insure website, saving your time and money. Insuring is the right way to take care of your health.