Skiing is a winter Olympic sport that consists of ski races towards the finish line. Skiing insurance is an indispensable condition for participation in various competitions. Sports insurance is very important, because winter sports are considered to be especially traumatic and accidents might occur at any time during races or regular training sessions.
Typical injuries in skiing
Even a slight technical error made by an athlete in skiing can lead to a serious injury. The most common injuries in this sport are knee joint meniscus injuries. Such injuries make about 60% of all injuries sustained by skiers.
- Spinal injuries.
- Hand injuries.
- Acute musculoskeletal injuries.
- Bruises and torn soft tissues.
- Craniocerebral injuries.
- Chronic occupational diseases.
Having purchased an insurance policy for skiing, you can be sure that you will receive monetary compensation in the event of an accident. Sports insurance can cover both physical injuries, and critical occupational diseases. According to the coaches, all acute injuries in skiing are resulted by the violation of techniques. Chronic occupational diseases develop on the basis of untreated acute injuries or poor-quality rehabilitation procedures.
The amount of insurance payouts depends on severity of injuries, insurance period and amount of the contract. The contract may be terminated after the expiration of the insurance period, as well as for reasons indicated in the document "Rules of voluntary accident insurance" (see paragraph 9).
Coverage area of skiing insurance
Coverage of insurance for skiing depends on the type of insurance. You should pay your attention to the fact that the standard policies cover only the basic insurance risks and the extended insurance may include a big list of additional risks. All policies issued by SPORT.INSURE are valid all around the world, so athletes don’t need to purchase additional travel insurance anymore.
Important information! Insurance payouts are provided only if accident occurs in frames of insurance period, and therefore, experts advise not just to buy insurance, but also to prolong it right in time and remain under insurance cover. Sports insurance can be registered for the period up to 1 year. It has to be prolonged after the expiration.