The martial arts of Japan, China, and Korea have become very popular in Russia. That’s why the insurance for martial arts is a necessary thing for thousands of citizens. There are karate, wushu and kung fu, aikido, jiu-jitsu and other federations in the country. Many of them mean full contact fights. So, the athletes punch and kick each other, do throwings, holds and joint locks. It is no surprise that they often get injured during this process. These injuries can be serious and may that put an athlete out of action for several months or even for the rest of life.
The state government has obliged all sport schools and clubs to verify their members’ sport insurance policies. The insurance is required not only for participation in competitions, but also for visiting sport clubs.
Injuries in martial arts
If during the training many of the elements are not performed at full strength, it doesn’t mean that you can avoid physical injuries.
- Sprains, bruises and even torn ligaments and muscles are quite frequent.
- Constant overloads on spine and joints.
- Fallings may result in concussions, collarbone, ribs and arm fractures.
- Kicks may lead to injuries of the internal organs.
Injuries are caused not only by the actions of a sparring partner competition rivals. The athletes often get injured because they ignore the coaches' recommendations or just because of rush.
If you take a look at the statistics of mortality in sports, and, in particular, in martial arts, you can realize why the insurance has become a must.
The insurance coverage and the types of insurance
In addition to compulsory health insurance, you should get an accident insurance policy. If an athlete has to participate in competitions of international level or in other sport events that take place in different countries of the world, he or she has to register an insurance policy for travelling abroad.
The insurance payoffs are being made in cases when injuries were picked up during training sessions, tournaments or at training camps. It means that the injuries should be directly associated with the sports career.
The compensations give you an opportunity to pay for necessary medical care, further treatment and rehabilitation. The maximum payoffs are guaranteed in case of long-term or permanent disability and death.
The current laws allow you to purchase sport insurance policies online. It significantly speeds up the registration procedures. To learn more about modern insurance products, contact the qualified SPORT.INSURE employees for consultations. We offer our clients attractive conditions and affordable prices of the insurance services.