Officially registered sport insurance for water skiing are necessary for everyone who wants to do this sport. If it is not once-only attraction that you can find on the sea shore, insuring is a must in this kind of sports. All coaches, instructors, sport club managers or competition organizers have to perform policies verifications. Each participant have to be insured, otherwise it may lead to a deprivation of a license and big fines.
But you shouldn’t think that insuring is needed for bureaucratic reasons only. Sport insurance policies are important for everyone involved in water skiing because this sport is not only attractive but also dangerous. Moreover, it poses a potential threat to human lives.
Water skiing means a risk of getting injured. Following all the precautionary measures can help you avoid undesirable situations. If it is impossible to avoid an accident, the insurance policies may partially compensate the costs of treatment and rehabilitation.
Injuries in water skiing
Any water activities, whether it is a pool or sea, involve risks. An athlete may pick up an injury, faint or even sink if help doesn’t come in time.
One single mistake is enough for a person to hit the water at high speed. This often results in the following injuries:
- Bruises;
- Water in the respiratory tract;
- Limbs, ribs, collarbone fractures.
Rush can lead to muscle, ligament and tendon injuries. Staying in the sun can cause heat strokes. An athlete can catch cold or pneumonia.
You can purchase a sport insurance policy online on our website in order to defray the possible expenses.
The insurance payments in water skiing
Compensations are paid in the following cases:
- Physical injuries picked up during training sessions or tournaments that lead to temporary disability of an athlete;
- Injuries and diseases that stop the professional career;
- Permanent disability caused by injuries picked up during training sessions or competitions;
- Death as a result of an accident occurred during training sessions, competitions.
The percentage of the sum insured is being determined individually in each insurance case.
The types of the sport insurance policies for water skiing
On the SPORT.INSURE website you can purchase sport insurance policies of the following types: accident insurance policies and insurance policies for travelling abroad, which has to be issued separately from the standard one. Both children’s and adult sport insurance policies for water skiing are available for purchase. The insurance period may vary from 1 day up to 1 year. The prices depend on the insurance amount, the age of the insured person and the insurance period.