Rock and roll has been recognized as an official sport just over 30 years ago. When it appeared at the ballroom dance world championship for the first time, it was a real sensation, because it was so spectacular that it had eclipsed the performance of all other dancers. This is a complex and dynamic sport, that’s why the sport insurance policy is strictly required from rock and rollers at competitions of any kind.
The most common injuries in rock and roll
Rock and roll consists of dance and acrobatic elements of various rates of complexity. During a short performance the athletes do a line of complicated elements under a certain rhythm. The most common injuries in this sport are:
- Various tensions and ligament ruptures
- Leg joints damage
- Tensions of the back muscles
- Bruises and bone fractures
In coaches’ opinion, the root cause of injuries is a lack of physical training. Physical training prepares an athlete for constant overloads so they could avoid injuries in trainings but, unfortunately, not all the dancers pay much attention to it. In this case, a sport insurance policy is a guarantee of receiving money compensation that can defray the costs of treatment and rehabilitation.
Sport insurance defrayal in rock and roll
Pay your attention to the policy’s defrayal before you decide to purchase it. Different types of policies mean various defrayal conditions. So, the policy for travelling abroad will only work if an accident occurred in another country and the standard accident insurance policy will provide you with compensation in Russia.
You should know that sport insurance for rock and roll contains a certain list of insurance risks, in case of which the insurance compensation will be paid. This list has also some exceptions. The situations that don’t imply compensations are:
- Accident occurred in a state of intoxication
- Suicide attempt
- Intentional activities that cause injuries etc.
You can purchase a sport insurance policy for rock and roll online with from 1 day up to 1 year validity. The price of the policy can be calculated online in advance on the SPORT.INSURE website. You will need you passport data to issue a policy. Both electronic and printed policies are available for you.