Every handball player must have sports insurance for handball for regular training sessions, participation in various sport events and when leaving the territory of Russia.
Handball is a team sport where two teams consisting of 7 players each (including a goalkeeper) pass the ball to each other trying to throw it into the opponent’s goal. Both men and women tournaments are included in the program of Summer Olympics.
Injuries in handball
It is a very active and dynamic game. Collisions and falling are quite ordinary things during a handball match. The players use both their arms and legs in the game process and the risk of sprains and ligament ruptures is very high. The most common injuries are:
- Bruises as a result of being hit by the ball or opponents’ hands, elbows, etc.;
- Wrist, elbow joint and shoulder joint injuries;
- Bone fractures of arms and legs;
- Eye and facial injuries;
- Knee injuries that may lead to permanent disability.
When a player is running towards the opponent’s goal, the defensive players are trying to stop him or her. Of course, the methods differ from those ones used in rugby or gridiron football but the risk of picking up an injury is still high. The statistics says that 70 injuries are picked up by handball players in every 300 matches.
Accident insurance for handball players
Many people are interested in the advantages provided by the accident insurance for handball and what cases it covers.
Firstly, all coaches and tournament organizers require all participants to be insured. Secondly, the players have their own an interest of being insured, because they can apply for money compensations in the event of an insurance case. These funds would fully or partially defray the costs of treatment and rehabilitation in a good clinic.
There are three types of insurance coverage, depending on the certain situation:
- Physical injuries picked up during tournaments and training sessions that caused permanent disability of an athlete;
- Injuries that lead to permanent disability;
- Death as a result of injuries. It doesn’t happen that often in handball but serious neck, head and internal organs injuries can’t be denied.
The insurance period in handball may vary from 1 day (1 match or 1 tournament) up to 1 year. The insurance period can be prolonged after the expiration.
The types of insurance in handball are the same as in any other sports:
- Compulsory health insurance;
- Accident insurance;
- Voluntary health insurance
- Insurance for travelling abroad
You can apply to SPORT.INSURE employees if you have any questions about the online purchase of the insurance policies for handball.