The most common injuries that karateka suffer from are bruises, concussions, tubular bone fractures, injuries of the upper and lower limbs, broken ribs injuries of internal organs. All this is resulted by unforeseen situations which can be fatal under some circumstances. In such cases, insurance helps significantly to reduce the financial burden during the period of treatment and rehabilitation.
Accident karate insurance and its coverage
This type of insurance covers various injuries, sustained during training sessions or karate competitions. A full list of possible injuries and insurance payoffs is provided in the relevant attachment. The amount of compensation in the event of an insured case is being determined in accordance with the table of insurance payments. You can learn more about the table of payments by reading the SPORT.INSURE terms and conditions.
Insurance period
It is very important to take it serious to select insurance period, since the injury sustained outside of the validity of insurance policy is not covered by the insurance contract. In this case, you can’t receive any insurance payout, because the contract will not be active at the time of sustaining the injury.
Karate insurance payouts
All payoffs in insurance cases are made in accordance with the established procedure. The insurer has to be provided with the necessary list of documents. The money compensations are paid out basing on these documents according to the selected insurance options.