Active sport, especially full-contact martial arts like karate means potential risk of getting injured. Athletes can sustain various injuries during training sessions and competitions. Every athlete should take care of possible consequences in advance and purchase karate insurance.
Accident insurance
- Accident insurance for karate is a rather popular insurance option all around the world. This document makes athletes feel sure that in case of an injury he or she will receive compensations that will significantly reduce the expenses needed for treatment and quick recovery.
Travel insurance
- Life insurance is required if an athlete participates in international competitions overseas. The insurance compensations can fully or partially defray the costs of treatment and rehabilitation if an athlete sustains an injury while staying in a foreign country.
The difference between accident and travel insurance
Accident insurance covers the insurance cases that occur while doing sports at competitions and training sessions. Travel insurance means compensations for any unforeseen medical expenses needed while staying abroad. In this case, the participation in sports competitions must be specified as additional paragraphs in the contract. A policy should contain insurance period, age of the insured person and insured amount. All this items affect the insurance rate.
At the client's request, additional items may be included in such insurance policy. The key difference of the accident karate insurance is that it includes situations, which are potentially possible to occur during training sessions or at competitions.
Advantages of insurance
First of all, insurance gives to an insured person a confidence that in the event of unforeseen circumstances, he or she will not be left alone without money compensation and support. Medical care is very expensive both in Russia and abroad. It is often very hard to pay for these expenses on your own. In this case, the insurance policy in whole or in part defrays the expenses needed for medical procedures followed after an accident or other situations that are approved in the insurance contract. SPORT.INSURE offers you to register online insurance within a few minutes.