Sport insurance for arm sport is the permission of participating in training sessions, training camps and competitions. The rules that exist in the Federation are strict and the violators are being punished. That is why it’s recommended to get a policy.
Arm wrestling is one of the most popular kinds of sport that dates back to ancient times and that has been revived in the middle of 20th century.
The purposes of insurance in arm wrestling
The policy cannot save you from troubles, but it can become a reliable guarantee of receiving money compensation, which can be paid for treatment and rehabilitation of an athlete in in outpatient or inpatient conditions.
Traumatism, occupational diseases and their causes
It is a mistake to think that this kind of sport doesn’t threaten health. There are a few problems:
- Constant overloads on elbows and wrists, shoulders and forearms;
- Abnormal pressure on a restricted area. Contortions, tensions, possible damage to joints, ligaments and muscles;
It is believed that the frequency of the cardiac muscle contractions goes beyond 95-110 per minute, which is bad for the myocardium. This index can hit 200 during arm wrestling competitions. Regular trainings in such conditions can result in tachycardia.
Defrayal, types of the insurance policies for arm sport
Purchasing a sport insurance policy online in advance, the customer gets guarantee of compensation in following situations:
- Slight and medium injuries;
- Injuries that lead to temporary disability (the amount of payoffs depends on the terms of the recovery);
- Hospitalization, surgery;
- Mangles that result in permanent disability
If an accident that occurs during competitions, trainings or training camps leads to death of an athlete, his family receives 100% of the sum insured. In other cases, the amount which is being paid depends on the contracted conditions. The insured person may select the suitable insurance period. The law allows insuring for the duration of events. If the participants don’t know the exact schedule of the events, they are advised to purchase 1 year policies.
If competitions that take place in other countries are planned, you have to purchase an additional sport insurance policy for travelling abroad. It is necessary for obtaining a visa and right of entry to the competitions. For team competitions a group sport insurance policy can be issued. It will contain the list of participants but each athlete should have his own certificate. Extended policies (voluntary insurance policy or accident insurance policy) are issued in addition to standard compulsory insurance policy.
SPORT.INSURE offers you to purchase a sport insurance policy online briefly without visiting any offices, phone talks or meetings with agents. Our employees are ready to answer any of your questions.