The compulsory health insurance policy for rowing provides an athlete with the possibility of treatment, rehabilitation, buying necessary medicines and paying for hospitalization.
The managers of sport schools and clubs are not allowed to give the permission to an athlete without a policy to participate in competitions and trainings.
Injuries and occupational diseases in rowing
This kind of sport means regular loads on muscles, ligaments and joints. Changing the intensity of trainings also takes a poor effect on human organism. The correctly issued sport insurance policy is a guarantee of compensation to an injured athlete.
The most common professional diseases are:
- Tenosynovitis (affects the wrist);
- Chondromalacia patellae (softening and loss of elasticity)
- Lumbar spine damage (radiculitis).
Constant trainings in conditions of high humidity and uncomfortable air temperature affects negatively as well. The people with arthralgia, myalgia, weakened immunity, followed by constant colds and diseases of the upper respiratory tract suffer mostly. In addition to unregulated loads, the risk of falling sick increases. This is an actual problem for juniors especially. Tensions, contortions and ligament ruptures happen quite often. Less common are hand and ankle fractures. More than 50% of all injuries in this kind of sport occur in the musculoskeletal system.
Types of insurance and defrayal of the policies
SPORT.INSURE offers its customers to save their time by purchasing a policy of the suitable type online. Compulsory insurance policies, voluntary insurance policies, accident insurance policies and insurance policies for travelling abroad are available for you. You can select any term – from couple of days up to 1 year. The detailed information about insurance cases and insurance amounts can be found in the contract. 100% of sum insured is being paid in case of getting disability of category 1 or in case of athlete’s death.
The price is being calculated individually, depending on the customer’s age, paper’s validity and other details. You can be advised on professional sport insurance by calling us.