This sport attracts adults and children; it is popular all over the world. You shouldn’t underestimate the potential risks associated with long staying under the water. This sport, underwater swimming without using scuba, is called freediving and requires serious preparation, good health conditions and the ability to hold your breath for a long time.
Freediving insurance is a must for everyone who wants to do this kind of sports. Instructor and club management take on personal responsibility for uninsured persons if they are allowed to participate in training process.
Accident insurance for freediving
Staying under the water without diving equipment and other protective equipment is associated with large risks. These risks mean injuries and occupational diseases. The recovery may take time and is associated with financial losses. In the event of an insurance case prescribed in the contract, the insured person receives monetary compensations the amount of which is determined by the insurance contract.
The amounts of compensations depend on the following factors:
- Type and severity of the injury;
- Insured amount.
Additional options are negotiable.
Injuries and occupational diseases in freediving
There are many threats under the water. Barotrauma is not uncommon. Injuries caused by water pressure at different depth levels. Respiratory and hearing organs can be damaged. Even organs of the digestive tract might get injured. Gas embolism is dangerous for blood vessels and brain.
There are cases of hypothermia and inflammatory diseases caused by hypothermia. An athlete can face marine and oceanic fauna in natural pools. Often, these are dangerous predators, poisonous creatures that can shock or paralyze a diver.
Types of insurance for freediving
Properly issued freediving insurance can help to defray the costs of treatment, hospitalization and rehabilitation procedures in whole or in part.
Along with compulsory health insurance, there are some other types of insurance policies, such as
- Voluntary health insurance;
- Accident insurance;
- Travel insurance.
Different types of insurance mean different types of insurance coverage. The maximum amount of payments is provided in case of serious physical injuries resulted by an accident. In case of athlete’s death, his or her family can receive up to 100% of the insured amount.
SPORT.INSURE offers you inexpensive insurance with insurance period of 1 – 365 days. Our employees are ready to answer any of your questions.